NBX Visa Card  ·  Launching end of Q3 2026

Every purchase earns real BTC, gold, or silver.

Your choice of scarce asset — Bitcoin, gold, or silver.

The NBX Visa Card rewards every card purchase with your choice of Bitcoin, tokenised gold, or tokenised silver. Qualify for a higher cashback tier on NBX today. Your card ships at your level end of Q3 2026.

Join the waitlist → Register on NBX.com first — a verified NBX account is required to join the waitlist.
Launching end of Q3 2026 · Norway · Germany · Sweden · Denmark · Finland · Poland — coming soon
Tokenised gold bar — redeemable for physical gold Tokenised silver bar — redeemable for physical silver

Tokenised gold and silver are redeemable for physical metal. Read our redemption guide →

Cashback tiers

Your tier is earned before the card ships.

Qualification is live on NBX right now — trade, hold stablecoins, refer friends, or hold NBX shares. Hit a threshold before end of Q3 2026 and your card arrives already at that tier. Once a tier is achieved it is locked for 30 days, after which it is re-checked on a rolling basis.

The head start is real. You have until end of Q3 2026 to qualify. Activity on NBX today — trading volume, stablecoin holdings, referrals — counts toward your launch tier right now.
Standard
0.25%
up to €15 / month

Qualification
  • All cardholders — automatic on activation
Active
0.5%
up to €22 / month

Any one of
  • ≥€2,500 trading volume (euro equiv.) in 30 days
  • ≥1 verified referral
  • ≥€3,000 stablecoins minted & held on NBX or Flip
Plus
1.0%
up to €30 / month

Any one of
  • ≥€8,000 trading volume (euro equiv.) in 30 days
  • ≥3 verified referrals
  • ≥€9,000 stablecoins minted & held on NBX or Flip
  • ≥50,000 NBX shares
Rewards calculator

How much will you earn?

Enter your monthly card spend and your current NBX activity. See exactly which tier you qualify for, what you'd earn in BTC, gold, or silver — and how close you are to the next level.

€1,500
€0
€0
Your tier Standard 0.25%
Monthly cashback
€3.75 in BTC
Annual cashback
€45 in BTC
At Pro tier you'd earn
€225 in BTC / yr
Progress to next tier
Start trading or hold stablecoins on NBX to move up a tier.
Cashback is shown in euro value. Actual BTC, gold, and silver amounts vary with market prices — the euro cashback rate is fixed by your tier. Tier qualification uses the highest single qualifying metric you meet. Caps: Standard €15 · Active €22 · Plus €30 · Pro €50 per month.
The card

The end of the card stack.

The NBX card runs on Visa Flexible Credential — a next-generation card architecture that lets a single physical card draw from multiple funding sources. One card in your wallet does what used to take three or four.

One card, multiple balances

Your NBX card is linked to all your currency balances at once, such as NOK, USDM, EURN and PLT. Switch which balance you spend from in the NBX app at any time, without changing cards. Traditional cards are locked to a single account. This one isn't.

Prepaid, debit & credit — same card

The Visa Flex BIN supports prepaid and debit from day one, with credit capability arriving in 2027 — all from the same physical card. When credit launches, your card upgrades automatically after a credit card application. You don't need to apply for a new card or change your details anywhere.

Physical & virtual, instantly

A virtual card is available the moment your account is approved — add it to Apple Pay or Google Pay immediately. Your physical card ships to your registered address. Both are live simultaneously, linked to the same balances and tier.

Traditional card setup
  • One card per account — debit is debit, credit is credit
  • Switching currencies means switching cards
  • New card required when product type changes
  • Physical card only until virtual is separately provisioned
  • Cashback in airline miles or cash — not scarce assets
NBX Visa Flex Card
  • One card — prepaid, debit, credit all from same credential
  • Switch spending balance in the app — same card
  • Credit upgrades automatically in 2027 — same card
  • Physical + virtual active simultaneously at launch
  • Cashback in BTC, tokenised gold, or tokenised silver

Fully regulated

NBX holds both an EMI licence and a VASP licence from Finanstilsynet — the Norwegian Financial Supervisory Authority. Listed on Oslo Stock Exchange. Stablecoins issued under MiCA regulation. You are dealing with a fully accountable, regulated institution.