NBX Visa Flex Card  ·  Launching in 2026

Every purchase earns real BTC, gold, or silver.

Your choice of scarce asset — Bitcoin, gold, or silver.

The NBX Visa Flex Card rewards every card purchase with your choice of Bitcoin, tokenised gold, or tokenised silver. Qualify for a higher cashback tier on NBX today. Your card arrives at your level when the card launches in 2026.

Join the waitlist → Register on NBX.com first — a verified NBX account is required to join the waitlist.
Launching in 2026 · Norway · Germany · Sweden · Denmark · Finland · Poland — coming soon
Tokenised gold bar — redeemable for physical gold Tokenised silver bar — redeemable for physical silver

Tokenised gold and silver are redeemable for physical metal. Read our redemption guide →

Cashback tiers

Your tier is earned before the card ships.

Qualification is live on NBX right now — trade, hold stablecoins, refer friends, or hold NBX shares. You can qualify for a higher tier until the card launches — hit a threshold and your card arrives already at that tier. Once a tier is achieved it is locked for 30 days, after which it is re-checked on a rolling basis.

The head start is real. You have until the card launches in 2026 to qualify for a higher tier. Activity on NBX today — trading volume, stablecoin holdings, referrals — counts toward your launch tier right now.
Standard
0.25%
up to €15 / month

Qualification
  • All cardholders — automatic on activation
Active
0.5%
up to €22 / month

Any one of
  • ≥€2,500 trading volume (euro equiv.) in 30 days
  • ≥1 verified referral
  • ≥€3,000 stablecoins minted & held on NBX or Flip
Plus
1.0%
up to €30 / month

Any one of
  • ≥€8,000 trading volume (euro equiv.) in 30 days
  • ≥3 verified referrals
  • ≥€9,000 stablecoins minted & held on NBX or Flip
  • ≥50,000 NBX shares
Rewards calculator

How much will you earn?

Enter your monthly card spend and your current NBX activity. See exactly which tier you qualify for, what you'd earn in BTC, gold, or silver — and how close you are to the next level.

€1,500
€0
€0
Your tier Standard 0.25%
Monthly cashback
€3.75 in BTC
Annual cashback
€45 in BTC
At Pro tier you'd earn
€225 in BTC / yr
Progress to next tier
Start trading or hold stablecoins on NBX to move up a tier.
Illustrative example only — not a forecast. Cashback is shown in euro value. Actual BTC, gold, and silver amounts vary with market prices — the euro cashback rate is fixed by your tier. Tier qualification uses the highest single qualifying metric you meet. Caps: Standard €15 · Active €22 · Plus €30 · Pro €50 per month. See important information below.
The card

The end of the card stack.

The NBX Visa Flex Card runs on Visa Flexible Credential — a next-generation card architecture that lets a single card draw from multiple funding sources. One card in your wallet does what used to take three or four.

One card, multiple balances

Your NBX Visa Flex Card is linked to all your currency balances at once, such as NOK, USDM, EURN and PLT. Switch which balance you spend from in the NBX app at any time, without changing cards. Traditional cards are locked to a single account. This one isn't.

Prepaid, debit & credit — same card

The Visa Flex BIN supports prepaid and debit from day one, with credit capability arriving in 2027 — all from the same card. When credit launches, your card upgrades automatically after a credit card application. You don't need to apply for a new card or change your details anywhere.

Virtual card instantly

A virtual card is available the moment your account is approved — add it to Apple Pay or Google Pay immediately.

Traditional card setup
  • One card per account — debit is debit, credit is credit
  • Switching currencies means switching cards
  • New card required when product type changes
  • Cashback in airline miles or cash — not scarce assets
NBX Visa Flex Card
  • One card — prepaid, debit, credit all from same credential
  • Switch spending balance in the app — same card
  • Credit upgrades automatically in 2027 — same card
  • Cashback in BTC, tokenised gold, or tokenised silver

Fully regulated

NBX holds an EMI licence and a CASP licence under Finanstilsynet — the Norwegian Financial Supervisory Authority. Listed on Euronext Growth Oslo. You are dealing with a fully accountable, regulated institution.